Melissa and Health Insurance

This is a quick rant post because I just saw Sicko and it sort of speaks to what I am currently going through. Now, before I began, yes, I know it’s Michael Moore and there is a lot of bias drama that goes along with any documentary made by someone with obvious political bias. That being said, when you get down the point, you have the fact that there are other developed countries that have found a way to make universal healthcare work while we are worried about socialism and running from red like McCarthy is back. I was upset when public option was taking out of the health care reform bill but it didn’t really hit me until later.

I turned 25 last year and was officially off of my father’s health insurance. We went through circles trying to find something affordable and ended up disappointed. I tried to apply for Medicaid but apparently had too much money. Working 20 hours a week for 8 dollars an hour really does leave me rolling in the dough. I was ready to quit but I put my big girl panties on and looked up health insurance quotes on my own. It was then that I found out how much it cost just to remain somewhat healthy. It immediately reminded me of how much it cost my grandmother to bury my grandfather. I was tired and ashamed and I quit. I was told about Planned Parenthood and was fine with that. I was not going to look up prices I couldn’t afford for services I would most likely need.

And that’s when the calls started. Apparently, after you inquire and for some reason give them your number and email, they feel like you owe them money. No, really. The calls are ridiculous and the emails are annoying. I remember getting calls every day for months after I went to the website.
This is something serious and they are telemarketers. Doesn’t add up. It just hurts because I know I can’t afford it and I know it might be sometime before I can afford it. It’s not that I’m especially broke or fallen upon hard times either. It’s that I’m grad student who worked part time jobs to get through school and never had to worry about this health insurance thing until now. I’m pretty sure there are tons out there like me, just as I am sure there was someone that tried to warn me.

My point is, it shouldn’t have to be like this. Hospital stays, doctor appointments, blood work and prescriptions should not be one of the things anyone has to stay awake at night fretting about. I shouldn’t have to fend off calls from telemarketers claiming to care about my health and wanting a quarter of my paycheck each month. Dental and vision should not be seen as pluses on a healthcare plan. There are countries in which this is not even an issue. They believe in taking care of each other. We believe in the trickle down theory. I won’t go off into that but it’s possibly one of the most ridiculous things I’ve ever heard.

However, this is where I live and this is where I’ll most likely stay unless something happens like Sarah Palin getting elected. So I’ll go back, I’ll apply and hopefully, I’ll find a job with my degree (or a job period at this point) that offers ‘benefits.’

Melissa and Health Insurance

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